8320 Surf Dr

Panama City, FL 32408

$2,795,000
Price
7
Beds
4,500 Sq. Ft.
$621 / Sq. Ft.
4,500
Sq. Ft.
$621
per Sq. Ft.

Description

Back on the market with new rental company! New Construction, 7 bedrooms, 7 baths, on east end just across the street from Gulf with great Gulf views and public access just 50 yards away from front door. Our best rental plan, sleeps 18 The house is a fully furnished Beach House is designed to be a rental machine. Income models area available and already on rental program. Upon entering the home from the front door, the first two bedrooms are located to the left and to the right. Both bedrooms feature...Back on the market with new rental company! New Construction, 7 bedrooms, 7 baths, on east end just across the street from Gulf with great Gulf views and public access just 50 yards away from front door. Our best rental plan, sleeps 18 The house is a fully furnished Beach House is designed to be a rental machine. Income models area available and already on rental program. Upon entering the home from the front door, the first two bedrooms are located to the left and to the right. Both bedrooms feature a large king bed with 2 twin beds and their own private en-suite each with a walk-in shower. Leaving the bedrooms, the hallway leads to an open living area with a large TV, shuffleboard, foosball game and wet bar. This living space features a sliding glass door that takes you to this home's private backyard area which features a fully furnished outdoor deck with lounge chairs and a dining table, a private heated pool, and a charcoal grill. The first floor is also home to a half bathroom and the 1st washer and dryer set. Going up to the 2nd floor is the main living room, dining room, fully equipped kitchen with an eat-in-bar, and another wet bar for your convenience. On this floor, there are two more bedrooms, each one featuring a large king bed and a private en-suite with walk-in showers. There's a furnished walkout balcony off the main living room which offers a great place to relax and enjoy the views. There is also a half bathroom located in the hallway on this floor. On the 3rd and final floor, there are the three remaining bedrooms. Two of these bedrooms have a king bed and private en-suite with walk-in showers. This next bedroom you'll want to be quick to claim! Towards the frontside of the home is the luxuriously styled master suite with a large king bed, a private walkout balcony with great views, a private en-suite with double vanities, large soaking tub, and walk-in shower. The 2nd laundry room is also located on the 3rd floor.
  1. Listed by Bill Thomas • Beach Time Realty, Inc

Property Details for 8320 Surf Drive

Architectural Style
Coastal
Waterfront
No
Parking Features
Driveway
Subdivision Name
Bel Air
View
Gulf
View
Yes
LISTING UPDATED: 05/30/2025 09:01 AM

Property Details for 8320 Surf Drive

StatusActive
MLS #768772
Days on Market150
Taxes$17,374 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached / Detached
Year Built2023
Lot Size0.13 AC / 5,662 SF
CountyBay County

Location

Listing Courtesy of Beach Time Realty, Inc
Add your commute

Building Information for 8320 Surf Drive

Stories3Year Built2023Building Size-Lot Size0.13 AC / 5,662 SF

Payment Calculator

$16,092 per month

30 year fixed, 6.845% Interest

Principal and Interest

$14,644

Property Taxes

$1,448

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 8320 Surf Drive

Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: East on Thomas from Front Beach Road at Joan Avenue to Albacore Street, turn South (right) on Albacore then turn right on Surf Drive. House is on the right.
  • Postal Code: 32408
  • Latitude: 30.164156
  • Longitude: -85.78558
  • State Or Province: FL
  • Road Frontage Type: County Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0323 - Beach - South of Grand Lagoon
Taxes and HOA Information
  • Parcel Number: 30369-000-000
  • Association: No
  • Tax Annual Amount: $17,374.00
  • Tax Legal Description: BEL AIR LOT 9 BLK 13 ORB 4524 P 139
  • Tax Year: 2024
School Information
  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Breakfast Point
Parking
  • Garage: No
  • Other Parking: Driveway Spaces:3.00
Property
Lot Information
  • Lot Size Acres: 0.13
  • Lot Size Dimensions: 50' x 110'
  • Lot Size Square Feet: 5500.0
  • Living Area: 4500.0
  • Living Area Source: Plans
Property and Assessments
  • Year Built: 2023
  • Property Attached: No
  • Human Modified: No
Utilities
  • Utilities: Cable Connected
Interior and Exterior Features
Exterior Features
  • Exterior Features: Built In Barbecue, Balcony, Sprinkler Irrigation
  • Fencing: Fenced
  • Pool Features: Gunite, In Ground, Pool, Private
  • Community Features: Short Term Rental Allowed
  • Construction Materials: Hardiplank Type
  • Patio And Porch Features: Balcony, Covered, Open, Patio, Porch
  • Pool Private: Yes
  • Security Features: Carbon Monoxide Detectors, Fire Alarm, Smoke Detectors, Security Fence
  • Roof: Metal
Interior Features
  • Stories Total: 3
  • Bathrooms Full: 7
  • Bathrooms Half: 2
  • Bathrooms Total: 9
  • Bedrooms Total: 7
  • Cooling: Yes
  • Cooling: Ceiling Fans, Heat Pump
  • Heating: Yes
  • Heating: Heat Pump
  • Furnished: Furnished
  • Appliances: Convection Oven, Dryer, Dishwasher, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Range Hood
  • Interior Features: Pantry
  • Window Features: Double Pane Windows
Room Information
Room 1
  • Room Area: 792.0
  • Room Description: Pool deck, excluding pool
  • Room Dimensions: 22 x 36
  • Room Length: 22.0
  • Room Level: First
  • Room Type: Patio
  • Room Width: 36.0
Room 2
  • Room Area: 240.0
  • Room Dimensions: 8 x 30
  • Room Length: 8.0
  • Room Level: Third
  • Room Width: 30.0
Room 3
  • Room Area: 240.0
  • Room Dimensions: 8 x 30
  • Room Length: 8.0
  • Room Level: Second
  • Room Width: 30.0
Room 4
  • Room Area: 240.0
  • Room Dimensions: 8 x 30
  • Room Length: 8.0
  • Room Level: First
  • Room Width: 30.0
Room 5
  • Room Area: 56.0
  • Room Dimensions: 7 x 8
  • Room Length: 7.0
  • Room Level: First
  • Room Type: Laundry
  • Room Width: 8.0
Room 6
  • Room Area: 323.0
  • Room Dimensions: 19 x 17
  • Room Length: 19.0
  • Room Level: Third
  • Room Type: Primary Bedroom
  • Room Width: 17.0
Room 7
  • Room Area: 144.0
  • Room Description: Bedroom #6
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 12.0
Room 8
  • Room Area: 110.0
  • Room Description: Bedroom #5
  • Room Dimensions: 10 x 11
  • Room Length: 10.0
  • Room Level: Third
  • Room Type: Bedroom
  • Room Width: 11.0
Room 9
  • Room Area: 110.0
  • Room Description: Bedroom #4
  • Room Dimensions: 10 x 11
  • Room Length: 10.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 11.0
Room 10
  • Room Area: 120.0
  • Room Description: Bedroom #3
  • Room Dimensions: 12 x 10
  • Room Length: 12.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 10.0
Room 11
  • Room Area: 750.0
  • Room Description: Great Room, Living, Dining and Kitchen
  • Room Dimensions: 25 x 30
  • Room Length: 25.0
  • Room Level: Second
  • Room Type: Great Room
  • Room Width: 30.0
Room 12
  • Room Area: 212.5
  • Room Description: Bedroom #2
  • Room Dimensions: 17 x 12.5
  • Room Length: 17.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.5
Room 13
  • Room Area: 221.0
  • Room Description: Bedroom #1
  • Room Dimensions: 17 x 13
  • Room Length: 17.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Room 14
  • Room Area: 540.0
  • Room Description: Rec Room with Wet Bar
  • Room Dimensions: 30 x 18
  • Room Length: 30.0
  • Room Level: First
  • Room Type: Recreation
  • Room Width: 18.0
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 8320 Surf Drive

DateEvent & SourcePriceAppreciation
Mar 19, 2025

Listed (Active)

ECAR #971642

$2,795,000—
Feb 28, 2025

Withdrawn

CPAR #740182

$2,695,000—
Feb 13, 2025

Listed (Active)

CPAR #768772

$2,795,000—
Dec 31, 2024

Expired

ECAR #949487

—
Aug 31, 2024

Expired

CPAR #740182

$2,695,000—
May 8, 2024

Listed (Active)

ECAR #949487

$2,695,000—
Jul 20, 2023

Temporarily Off Market

CPAR #740182

$3,195,000—
Apr 15, 2023

Listed (Active)

CPAR #740182

$3,195,000—
Feb 11, 2022

Sold (Public Record)

Public Record #1484431872

$440,000

+17.1% / yr

Feb 11, 2022

Sold

CPAR #710281

$440,000—
Jan 23, 2022

Pending

CPAR #710281

—
Apr 13, 2021

Listed (Active)

CPAR #710281

$499,000—
Feb 19, 2019

Sold (Public Record)

Public Record #640304089

$275,000

+14.8% / yr

Feb 19, 2019

Sold

CPAR #627902

$275,000—
Jan 31, 2019

Pending

CPAR #627902

—
Jan 22, 2015

Listed (Active)

CPAR #627902

$239,000—
Jun 29, 2014

Expired

CPAR #606899

$239,000—
Mar 4, 2013

Listed (Active)

CPAR #606899

$239,000—
Dec 31, 2012

Expired

CPAR #333353

$239,000—
Jun 1, 2005

Listed (Active)

CPAR #333353

$1,300,000—
Mar 1, 2005

Expired

CPAR #326348

$1,100,000—
Dec 12, 2004

Listed (Active)

CPAR #326348

$1,100,000—
Nov 10, 2004

Expired

CPAR #317297

$535,000—
Mar 29, 2004

Sold (Public Record)

Public Record #132074574

$35,000—
Mar 28, 2004

Listed (Active)

CPAR #317297

$535,000—
DateEvent & SourcePrice
03/19/2025

Listed (Active)

ECAR #971642

$2,795,000
02/28/2025

Withdrawn

CPAR #740182

$2,695,000
02/13/2025

Listed (Active)

CPAR #768772

$2,795,000
12/31/2024

Expired

ECAR #949487

—
08/31/2024

Expired

CPAR #740182

$2,695,000
05/08/2024

Listed (Active)

ECAR #949487

$2,695,000
07/20/2023

Temporarily Off Market

CPAR #740182

$3,195,000
04/15/2023

Listed (Active)

CPAR #740182

$3,195,000
02/11/2022

Sold (Public Record)

Public Record #1484431872

$440,000

+17.1% / yr

02/11/2022

Sold

CPAR #710281

$440,000
01/23/2022

Pending

CPAR #710281

—
04/13/2021

Listed (Active)

CPAR #710281

$499,000
02/19/2019

Sold (Public Record)

Public Record #640304089

$275,000

+14.8% / yr

02/19/2019

Sold

CPAR #627902

$275,000
01/31/2019

Pending

CPAR #627902

—
01/22/2015

Listed (Active)

CPAR #627902

$239,000
06/29/2014

Expired

CPAR #606899

$239,000
03/04/2013

Listed (Active)

CPAR #606899

$239,000
12/31/2012

Expired

CPAR #333353

$239,000
06/01/2005

Listed (Active)

CPAR #333353

$1,300,000
03/01/2005

Expired

CPAR #326348

$1,100,000
12/12/2004

Listed (Active)

CPAR #326348

$1,100,000
11/10/2004

Expired

CPAR #317297

$535,000
03/29/2004

Sold (Public Record)

Public Record #132074574

$35,000
03/28/2004

Listed (Active)

CPAR #317297

$535,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 8320 Surf Drive

Taxable ValueLand$208,715Additions$1,201,819Total$1,410,534
Tax Record2024$17,374 ($1,448 / month)
Home Facts
Beds5Total Finished SqFt4,500 SqFtAbove Grade Finished SqFt4,500 SqFtStories3Lot Size5,489 SqFtStyleSingle Family ResidenceYear Built2023ZoningBC23CountyBAYAPN30369-000-000

Schools near 8320 Surf Drive

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Public - PK to 3
Public - PK to 5
Rating
School
Distance
Breakfast Point Academy
PublicPK to 8

J.R. Arnold High School
Public9 to 12

A. Gary Walsingham Academy
PublicPK to 3

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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8320 Surf Drive is a single family home for sale in Panama City, FL 32408. This property was listed for sale on February 13, 2025 by Beach Time Realty, Inc, it's currently listed at $2,795,000. It has been on the market for a total of 150 days and was last sold on February 11, 2022. This listing's school district is Bay. Nearby schools include Breakfast Point Academy, J.R. Arnold High School and A. Gary Walsingham Academy. 8320 Surf Drive is a 7-bed, 8-bath, 4,500 sqft single family home built in 2023.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Beach Time Realty, Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.