54 Bank St

Troy, NY 12180

$170,000
Last Sold Price
3
Beds
1,566 Sq. Ft.
$109 / Sq. Ft.
1,566
Sq. Ft.
$109
per Sq. Ft.

Description

Multiple offer deadline 7pm, Sunday 1/28/24. Larger than it looks! This home is perfect for owner occupants OR Investors as it's within walking distance to RPI. Updated and ready for it's new owner. Large Living room with gleaming hardwoods, formal dining room, and kitchen with lots of cabinet space. Convenient first floor laundry with new utility sink. Second floor has been gutted down to the studs and all redone with spray foam insulation. 3 bedrooms, updated bath & large walk-in closet off of...Multiple offer deadline 7pm, Sunday 1/28/24. Larger than it looks! This home is perfect for owner occupants OR Investors as it's within walking distance to RPI. Updated and ready for it's new owner. Large Living room with gleaming hardwoods, formal dining room, and kitchen with lots of cabinet space. Convenient first floor laundry with new utility sink. Second floor has been gutted down to the studs and all redone with spray foam insulation. 3 bedrooms, updated bath & large walk-in closet off of hallway. Updated electrical & plumbing. New windows upstairs. New high efficiency furnace approx 2 years old. Minutes from shopping, RPI & all that downtown Troy has to offer. Low maintenence yard. Off Street parking too!
  1. Listed by Jolene S Morris • Howard Hanna
  2. Listed by Edward R Brewer • Howard Hanna

Property Details for 54 Bank Street

Architectural Style
Traditional
Waterfront
No
Parking Total
2.00
LISTING UPDATED: 04/18/2025 01:01 PM

Property Details for 54 Bank Street

StatusClosed
MLS #202410925
Days on Market6
Taxes$5,044 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1890
Lot Size0.24 AC / 10,454 SF
CountyRensselaer County

Location

Listing Courtesy of Howard Hanna

Sold By Red Dog Realty

Add your commute

Building Information for 54 Bank Street

Stories-Year Built1890Building Size-Lot Size0.24 AC / 10,454 SF

Payment Calculator

$1,311 per month

30 year fixed, 6.845% Interest

Principal and Interest

$891

Property Taxes

$420

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 54 Bank Street

Summary
Location and General Information
  • Postal City: Troy
  • Directions: Rt 2/Congress St E, Top of Congress turn Left at light onto Brunswick Ave, Right onto Bank St (House on Right)
  • City: Troy
  • State Or Province: NY
  • Postal Code: 12180
  • County Or Parish: Rensselaer
  • Latitude: 42.72
  • Longitude: -73.68
Taxes and HOA
  • Association Fee: $.00
  • Association: No
  • Tax Lot: 5.000
  • Tax Block: 2
  • Parcel Number: 381700 101.80-2-5
  • Tax Tract: 101.80
  • Tax Annual Amount: $5,043.52
Parking
  • GarageSpaces: .00
  • Attached Garage: No
  • Parking Features: Driveway
School Information
  • School District: Troy
Property
Property and Assessments
  • Possession: At Closing
  • Property Type: Residential,Single Family Residence
  • Property Type Label: Residential
Lot Information
  • Year Built: 1890
  • New Construction: No
  • Above Grade Finished Area: 1566.0
  • Above Grade Finished Area Source: CRS
  • Below Grade Finished Area: 0.0
  • Lot Size Acres: 0.24
  • Lot Size Area: 0.24
  • Lot Size Units: Acres
  • Lot Size Square Feet: 10454.4
Building Information
  • Living Area: 1566.0
Utilities
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Window Features: Double Pane Windows
  • Patio And Porch Features: Rear Porch, Deck, Enclosed
  • Other Structures: Shed(s)
  • Exterior Features: Lighting
  • Laundry Features: Main Level
Interior Features
  • Interior Features: High Speed Internet, Walk-In Closet(s), Built-in Features
  • Heating: Forced Air
  • Roof: Rubber, Asphalt
  • Flooring: Carpet, Hardwood, Laminate
  • Electric: 150 Amp Service, Fuses
  • Basement: Full, Unfinished
  • Construction Materials: Brick, Stone
  • Cooling: None
  • Foundation Details: Brick/Mortar, Stone
  • Cooling: No
  • Heating: Yes
  • Appliances: Dishwasher, Gas Oven, Refrigerator
  • Attic Features : Hatch: Yes
  • Dining Room Type : Formal Dining Room: Yes
Room Information
Room Information
  • Rooms Total: 9
  • Room Type: Living Room, Dining Room, Kitchen, Laundry, Bedroom, Full Bathroom, Half Bathroom
Bathrooms
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 1.50
  • Bathrooms Total Notational: 1.10
  • Bedrooms Total: 3
  • Bathrooms Full: 1
  • Bathrooms Half: 1
Kitchen
  • Kitchen Features : Working Only Kitchen: Yes
Room 1
  • RoomType: Living Room
  • RoomLevel: First
Room 2
  • RoomType: Dining Room
  • RoomLevel: First
Room 3
  • RoomType: Kitchen
  • RoomLevel: First
Room 4
  • RoomType: Laundry
  • RoomLevel: First
Room 5
  • RoomType: Bedroom
  • RoomLevel: Second
Room 6
  • RoomType: Bedroom
  • RoomLevel: Second
Room 7
  • RoomType: Bedroom
  • RoomLevel: Second
Room 8
  • RoomType: Full Bathroom
  • RoomLevel: Second
Room 9
  • RoomType: Half Bathroom
  • RoomLevel: First
Unit Information
Unit 1
  • Unit Detail : Kitchen: True

Property History for 54 Bank Street

DateEvent & SourcePriceAppreciation
Mar 8, 2024

Sold (Public Record)

Public Record #1529087356

$170,000

+11.1% / yr

Mar 8, 2024

Sold

GLOBAL MLS #202410925

$170,000—
Feb 5, 2024

Pending

GLOBAL MLS #202410925

—
Jan 22, 2024

Listed (Active)

GLOBAL MLS #202410925

$165,000—
Jan 9, 2017

Sold (Public Record)

Public Record #588492246

$79,787

+5.8% / yr

Jan 9, 2017

Sold

GLOBAL MLS #201621943

$79,787—
Nov 28, 2016

Pending

GLOBAL MLS #201621943

—
Oct 26, 2016

Listed (Active)

GLOBAL MLS #201621943

$79,900—
Dec 4, 2009

Sold (Public Record)

Public Record #283601264

$53,500—
Dec 4, 2009

Sold

GLOBAL MLS #29117474

$53,500—
Sep 18, 2009

Pending

GLOBAL MLS #29117474

—
Sep 8, 2009

Listed (Active)

GLOBAL MLS #29117474

$59,900—
DateEvent & SourcePrice
03/08/2024

Sold (Public Record)

Public Record #1529087356

$170,000

+11.1% / yr

03/08/2024

Sold

GLOBAL MLS #202410925

$170,000
02/05/2024

Pending

GLOBAL MLS #202410925

—
01/22/2024

Listed (Active)

GLOBAL MLS #202410925

$165,000
01/09/2017

Sold (Public Record)

Public Record #588492246

$79,787

+5.8% / yr

01/09/2017

Sold

GLOBAL MLS #201621943

$79,787
11/28/2016

Pending

GLOBAL MLS #201621943

—
10/26/2016

Listed (Active)

GLOBAL MLS #201621943

$79,900
12/04/2009

Sold (Public Record)

Public Record #283601264

$53,500
12/04/2009

Sold

GLOBAL MLS #29117474

$53,500
09/18/2009

Pending

GLOBAL MLS #29117474

—
09/08/2009

Listed (Active)

GLOBAL MLS #29117474

$59,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 54 Bank Street

Taxable ValueLand$22,000Additions$85,000Total$107,000
Home Facts
Beds3Baths1.5Total Finished SqFt1,566 SqFtAbove Grade Finished SqFt1,566 SqFtStories2Lot Size10,454 SqFtStyleSingle Family ResidenceYear Built1890ZoningTFCountyRENSSELAERAPN381700 101.80-2-5

Schools near 54 Bank Street

This home is within Troy City School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Private - PK to 8
Rating
School
Distance
P.S. 14
PublicPK to 5

Troy Middle School
Public6 to 8

Troy High School
Public9 to 12

Susan Odell Taylor School
PrivatePK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Howard Hanna

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