504 East Main Street

St. Charles, IL 60174

$430,000
Price
Beds
Baths
Sq. Ft.
/ Sq. Ft.
Sq. Ft.
per Sq. Ft.

Description

Historic, one-of-a-kind building where the City of St. Charles was named. Located at the entrance of the very affluent and revitalized St. Charles downtown area. This 3,542 square foot building is one of the few in St. Charles on a 9,600 square foot lot, that is zoned "CBD-2 Mixed Use"...allowing an investor to turn it from two residential units into four - and has large off street private parking. It boasts a desirable location, high volume of daily traffic and only a short walk from the heart of...Historic, one-of-a-kind building where the City of St. Charles was named. Located at the entrance of the very affluent and revitalized St. Charles downtown area. This 3,542 square foot building is one of the few in St. Charles on a 9,600 square foot lot, that is zoned "CBD-2 Mixed Use"...allowing an investor to turn it from two residential units into four - and has large off street private parking. It boasts a desirable location, high volume of daily traffic and only a short walk from the heart of downtown St. Charles restaurants and river walk. It is at the corner of Route 64 and Route 25 main level retail unit with floor-to-ceiling windows brick fireplace and generous storage space. Garden unit is perfect for retail or office space. Top floor residential rental unit highlights three+ bedrooms, two full baths, central AC and generous living spaces. Rear residential unit features one bed, one bath. Basement offers laundry facilities and a ton of additional storage space. Off-street parking with 13+ spaces. Mechanical details include a gas water boiler with radiator based heat in the units. This building has noting but potential.
  1. Listed by Michael Caulfield • HomeSmart Connect LLC
  2. Listed by Cynthia Caulfield • HomeSmart Connect LLC

Property Details for 504 East Main Street

Area
Campton Hills / St. Charles
Township
St. Charles
Num of Interior Fireplaces
1
Zoning
COMMR
LISTING UPDATED: 02/07/2025 02:12 PM

Property Details for 504 East Main Street

StatusContingent
MLS #12271919
Days on Market24
Taxes$9,629 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMixed Use
MLS TypeCommercial Sale
Year Built1900
Lot Size0.22 AC / 9,600 SF
CountyKane County

Building Information for 504 East Main Street

Stories2Residences4Year Built1900Lot Size0.22 AC / 9,600 SF

Property Information for 504 East Main Street

General Information
Addtl Parking Information
  • Outdoor Parking: 6-12 Spaces
Location and General Information
  • Frontage Type: City Street, State Road
  • Geographic Locale: Northwest Suburban
  • Information: 24-Hr Notice Required,Show-Lock Box
Taxes and HOA Information
  • Estimated Tax/Sf: 3
  • Additional Parcels: No
Property Information
Interior Features
  • Air Conditioning: Window Unit(s)
  • Electric: Circuit Breakers
  • Flooring: Carpet, Tile, Vinyl, Wood
  • # Of Washers: 1
  • Heat/Ventilation: Hot Water,Radiators
  • # Of Refrigerators: 3
  • Misc Inside: Multi-Tenant,Private Restroom/s,Storage Inside,Basement,Laundry Room
  • # Of Dryers: 1
  • Num of Baths: 0.0
Exterior Features
  • # Of Apts: 2
Property/Lot Information
  • Owners Association: No
  • Tenant Pays: Electricity, Heat
  • Built Before 1978: Yes
  • Approximate Age: Older
  • Lot Dimensions: 96 X 100
  • Lot Size Square Feet: 9600.0
  • Stories: 2
  • Exterior Building Type: Cedar
  • Construction: Frame
  • Fire Protection: Alarm Monitored,Fire Extinguisher/s,None
  • Foundation Details: Stone
  • Building Area Total: 3546
  • # Of Offices: 2
  • Other SqFt: 2026
  • Retail SqFt: 1520
  • # Of Ranges: 2
  • # Of Stores: 2
  • Property Sub Type: Apts/Ofc, Apts/Stores
  • MRD_UNC: No
Property and Assessments
  • Possible Use: Commercial, Multi-Family, Retail
  • Public Document Count: 0
  • Photos Count: 26
  • Estimated Cam/Sf: 4
Miscellaneous
  • Location: Central Business District,Corner,Park Adjacent,In City Limits,High Traffic Area
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Multi Family
Multi-Family Information
  • Number Of Units Total: 4
Income & Expenses
  • Electric Expense: $.00
  • Fuel Expense: $.00
  • Gross Income: $52,200.00
  • Gross Scheduled Income: $52,200.00
  • Insurance Expense: $3,600.00
  • Total Annual Expense Source: Owner Projection
  • Insurance Expense Source: Owner Projection
  • Other Expense Source: Owner Projection
  • Trash Expense Source: Owner Projection
  • Total Monthly Income: 4350
  • Water Expense Source: Owner Projection
  • Net Operating Income: $52,200.00
  • Operating Expense: $3,180.00
  • Other Expense: $1,000.00
  • Trash Expense: $1,080.00
  • Water Sewer Expense: $1,200.00

Property History for 504 East Main Street

DateEvent & SourcePriceAppreciation
DateEvent & SourcePrice

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 504 East Main Street

Taxable ValueLand$79,992Additions$40,322Total$120,314
Tax Record2023$9,629 ($802 / month)
Home Facts
Total Finished SqFt2,906 SqFtAbove Grade Finished SqFt2,906 SqFtStories2Lot Size9,600 SqFtStyleMiscellaneous CommercialYear Built1900Year Renovated1964CountyKANEAPN09-27-461-008

Schools near 504 East Main Street

This home is within Community Unit School District 303.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Lincoln Elementary School
PublicPK to 5

Thompson Middle School
Public6 to 8

St Charles East High School
Public9 to 12

Compass Academy
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of HomeSmart Connect LLC

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Based on information submitted to the MLS GRID as of 02/07/2025 02:12 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.