2242 Monocacy Rd
Essex, MD 21221

$1,137,500

Last Sold Price

Beds

Baths

3,107 Sq. Ft.

$366 / Sq. Ft.

3,107

Sq. Ft.

$366

per Sq. Ft.

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Closed 11/12/24

2242 Monocacy Road Essex, MD 21221 - Photo 1 of 58

Description

Panoramic waterfront! The property at 2242 Monocacy Rd is a truly exceptional waterfront home, offering both luxury and convenience, set on a rare double lot with two tax IDs. Built in 2005, this 4-bedroom, 4-bathroom residence blends modern amenities with timeless design, making it an ideal retreat for those seeking a harmonious balance between upscale living and the natural beauty of its waterfront setting. At the heart of the home is the bright, updated kitchen, which stands as a testament to...Panoramic waterfront! The property at 2242 Monocacy Rd is a truly exceptional waterfront home, offering both luxury and convenience, set on a rare double lot with two tax IDs. Built in 2005, this 4-bedroom, 4-bathroom residence blends modern amenities with timeless design, making it an ideal retreat for those seeking a harmonious balance between upscale living and the natural beauty of its waterfront setting. At the heart of the home is the bright, updated kitchen, which stands as a testament to both style and functionality. Outfitted with high-end stainless steel appliances, a spacious island, and sleek granite countertops, this kitchen is perfect for both casual meals and entertaining. The open layout flows seamlessly into the rest of the main level, which is adorned with rich hardwood floors, creating a warm and inviting atmosphere. The wrap-around screened room, a standout feature of the property, offers stunning panoramic views of the water, inviting year-round enjoyment of the serene surroundings. Whether you're enjoying a morning coffee or an evening sunset, the sights and sounds of the water are never far away. Outdoor living is clearly a priority here, with an expansive back deck, a covered paver patio, and block steps leading directly to the water. The bulkhead and boardwalk create an easy connection to the private multi-slip pier, complete with a ski lift for boating enthusiasts. This setup makes the property an ideal haven for water lovers, whether you’re looking to spend the day on the boat or simply relax by the water's edge. The large green space offers plenty of room for outdoor activities or potential garden development, enhancing the property's versatility. Inside, the living room exudes comfort, anchored by a cozy fireplace perfect for those cooler evenings. The spacious walk-out basement, fully finished, expands the home's livable space, making it an ideal spot for recreation, additional family living, or guest accommodations. The basement also walks out to a massive paver patio with block steps to the boardwalk. Further enhancing the home's appeal is the detached 1-car garage, providing both convenience and additional storage. An additional rear deck acts as a pathway into the home from the garage. Overall, 2242 Monocacy Rd is more than just a waterfront property; it’s a lifestyle. With its thoughtful design, premium finishes, idyllic location, and recent updates —such as a new AC system installed in 2023 —this home offers an unmatched living experience for those seeking a blend of comfort, elegance, and access to the water. High enough to not need flood insurance (please verify with your lender).

Property Details for 2242 Monocacy Road

Tax ID Number

04151502201180

Ownership

Fee Simple

Condo Coop Association

HOA

Structure Type

Detached

Style

Other

Levels/Stories

Waterfront

Yes

LISTING UPDATED: 11/12/2024 06:10 PM

Property Details for 2242 Monocacy Road

Status	Closed
MLS #	MDBC2109460
Days on Market	5
Taxes	$6,402 / year
HOA Fees	-
Condo/Co-op Fees	-
Compass Type	Single Family
MLS Type	Residential / Fee Simple
Year Built	2005
Lot Size	0.24 AC / 10,450 SF
County	Baltimore County

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Location

Listing Courtesy of Redfin Corp

Sold By EXP Realty, LLC

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Building Information for 2242 Monocacy Road

Stories3Year Built2005Building Size-Lot Size0.24 AC / 10,450 SF

Payment Calculator

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OriginPoint Mortgage or Rocket Mortgage¹

$6,077 per month

30 year fixed, 6.15% Interest

Principal and Interest

$5,544

Property Taxes

$534

HOA Dues

The Payment Calculator is for illustrative purposes only.

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Property Information for 2242 Monocacy Road

Location

In City Limits: No
School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

School District County ID: 121140087473
SchoolDistrictSource: Listing Agent
County: BALTIMORE

Waterfront / Water Access

Water View: Yes
Water Access: Yes

Water Oriented: Yes
Navigable Water: Yes
Water Body Name: Middle River
Water Body Type: River
Water Frontage In Feet: 223.0
Docks Count: 1
Dock Type and Features: Multiple Slip
Dock/Slip Conveys Y/N: true
Dock/Slip Conveyance: Physical Dock/Slip Conveys
Slips Count: 3

Association / Community Info

Senior Community: No

Taxes and Assessment

Tax Year: 2024
Tax Assessed Value: $578,333

Year Assessed: 2024
County Tax: $6,402
Improvement Assessed Value: $416,400
Land Assessed Value: $262,200
Clean Green Assessed: No
Land Use Code: R
Zoning: N/A
Tax Lot: 10
School Tax: $0
Automatically Update Tax Values Y/N: Yes

Rooms

Main

# Bedrooms Count Main Level: 2
# Bathrooms Count Main Level: 2

# Bathrooms Full Main Level: 2

All Upper Levels

# Bedrooms Count All Upper Levels: 1
# Bathrooms Count All Upper Levels: 1

# Bathrooms Full All Upper Levels: 1

Upper Level 1

# Bedrooms Count Upper Level: 1
# Bathrooms Count Upper Level: 1

# Bathrooms Full Upper Level: 1

All Lower Levels

# Bedrooms All Lower Levels: 1
# Bathrooms All Lower Levels: 1

# Bathrooms Full All Lower Levels: 1

Lower Level 1

# Bedrooms Lower Level: 1
# Bathrooms Lower Level: 1

# Bathrooms Full Lower Level: 1

Rooms

Stories: Lower 1, Main, Upper 1

Building Info

Total Finished SQFT: 3,107.00
Total Finished SQFT Source: Estimated

Tax Total Finished SQFT: 2,521.00
Total SQFT: 4,547.00
Total SQFT Source: Estimated
Construction Materials: Other
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8034/1465/0984/803414650984_512_384_WM__Z_3VcCJE-wAhwdo.jpg
Flooring Type: Carpet, Hardwood, Ceramic Tile
Basement Type: Fully Finished
Foundation Details: Other
Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2, Bedrooms-Upper Level 1-1, Bedrooms-Lower Level 1-1, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1
# Bathrooms Full: 4
Other Structure: Shed

Lot / Land Information

Lot Size Source: Assessor
Fencing: Decorative, Partially

Location Type: River
Parcel ID: 11880971

Parking

Type Of Parking: Detached Garage, Driveway
Num of Detached Garage Spaces: 1

Driveway - # of Spaces: 4
Total Garage Spaces: 1
Garage Features: Garage Door Opener

Interior Features

Fireplace: Yes
Fireplaces Count: 1

Accessibility Features: None
Laundry Type: Main Floor

Exterior Features

Pool: No Pool

Utilities

Utilities: Propane, Under Ground, Above Ground
Heating: Yes

Cooling Type: Central A/C
Cooling Fuel: Electric
Heating Type: Forced Air
Heating Fuel: Other
Hot Water: Other
Water Source: Public
Sewer Septic: Public Sewer

Confidential Data

Listing Office

List Agent AOR: Greater Baltimore Board of REALTORS

Property History for 2242 Monocacy Road

Date	Event & Source	Price	Appreciation
Nov 12, 2024	Closed BRIGHT #MDBC2109460	$1,137,500	—
Oct 14, 2024	Pending BRIGHT #MDBC2109460		—
Oct 14, 2024	Active Under Contract BRIGHT #MDBC2109460		—
Oct 11, 2024	Listed (Active) BRIGHT #MDBC2109460	$1,199,000	—

Date	Event & Source	Price
11/12/2024	Closed BRIGHT #MDBC2109460	$1,137,500
10/14/2024	Pending BRIGHT #MDBC2109460	—
10/14/2024	Active Under Contract BRIGHT #MDBC2109460	—
10/11/2024	Listed (Active) BRIGHT #MDBC2109460	$1,199,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 2242 Monocacy Road

Taxable ValueLand-Additions-Total-

Tax Record2025$8,262 ($688 / month)

Home Facts

Beds0Baths3Total Finished SqFt2,521 SqFtAbove Grade Finished SqFt2,521 SqFtStories2Lot Size10,450 SqFtStyleSingle Family ResidenceYear Built2005CountyBALTIMOREAPN15-1502201180Fireplace TypeHas Fireplace

Schools near 2242 Monocacy Road

This home is within Baltimore County Public Schools.


Rating	School	Type	Grades	Distance
6/10	Middleborough Elementary School	Public - Serves this home	PK to 5	0.8 mi
4/10	Deep Creek Middle School	Public - Serves this home	6 to 8	2.1 mi
3/10	Chesapeake High School	Public - Serves this home	9 to 12	1.3 mi
NR	Maiden Choice School	Public - Choice school	PK to 12	15.1 mi
NR	Ridge Ruxton School	Public - Choice school	PK to 12	13.0 mi
NR	White Oak School	Public - Nearby school	PK to 5	8.8 mi


Rating	School	Distance
6/10	Middleborough Elementary School PublicPK to 5 Serves this home	0.8 mi
4/10	Deep Creek Middle School Public6 to 8 Serves this home	2.1 mi
3/10	Chesapeake High School Public9 to 12 Serves this home	1.3 mi
NR	Maiden Choice School PublicPK to 12 Choice school	15.1 mi
NR	Ridge Ruxton School PublicPK to 12 Choice school	13.0 mi
NR	White Oak School PublicPK to 5 Nearby school	8.8 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Redfin Corp

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 11/12/2024 06:10 PM

2242 Monocacy RdEssex, MD 21221

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2242 Monocacy Rd
Essex, MD 21221