1914 Clay Ave

Panama City, FL 32405

$345,000
Price
3
Beds
2,028 Sq. Ft.
$170 / Sq. Ft.
2,028
Sq. Ft.
$170
per Sq. Ft.

Description

**LENDER INCENTIVES include Closing cost credit and/or rate buy-down available from preferred Lender OR 2.99% ASSUMABLE VA MORTGAGE FOR QUALIFIED VA BUYERS. Contact Listing Agent for more information.**Imagine living in a home where your backyard feels like a private retreat and the beach is just minutes away. Welcome to 1914 Clay Avenue.Perfectly positioned between Historic St. Andrews and Downtown Panama City, this fully remodeled Florida cottage offers 2,028 square feet of stylish living space...**LENDER INCENTIVES include Closing cost credit and/or rate buy-down available from preferred Lender OR 2.99% ASSUMABLE VA MORTGAGE FOR QUALIFIED VA BUYERS. Contact Listing Agent for more information.**Imagine living in a home where your backyard feels like a private retreat and the beach is just minutes away. Welcome to 1914 Clay Avenue.Perfectly positioned between Historic St. Andrews and Downtown Panama City, this fully remodeled Florida cottage offers 2,028 square feet of stylish living space with upgrades designed for effortless everyday living, with a brand-new roof and HVAC system. No HOA, minutes to the marina, shopping, dining, and Panama City's sugar-white beaches.Inside, you'll find versatile living spaces, including multiple living areas perfect for gathering and an open dining area that flows seamlessly into a beautifully updated kitchen, a pantry, and a breakfast bar ideal for casual meals or entertaining. Luxury vinyl plank and tile flooring add both durability and style throughout. The primary suite is spacious and has a walk-in closet. Two additional bedrooms offer flexibility for a home office, guest space, or personal gym, while both bathrooms have been remodeled with modern finishes.Step outside to a covered deck overlooking a fully fenced, oversized backyard perfect for morning coffee, weekend barbecues, or relaxed evenings under the stars. Additional features include a covered carport, extra driveway parking, and a tankless gas water heater.Don't miss the opportunity to experience this thoughtfully remodeled, energy-efficient home. Call today to schedule your private tour.

Property Details for 1914 Clay Avenue

Architectural Style
Florida
Waterfront
No
Parking Features
Carport, Driveway
Subdivision Name
Hentz 1st Add Unit A
Zoning Description
Resid Single Family
LISTING UPDATED: 06/20/2025 06:47 PM

Property Details for 1914 Clay Avenue

StatusActive
MLS #772572
Days on Market91
Taxes$4,420 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Detached / Detached
Year Built1956
Lot Size0.23 AC / 10,018 SF
CountyBay County
Buyer's Agent Compensation2.5%

Location

Listing Courtesy of: .

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Building Information for 1914 Clay Avenue

Stories-Year Built1956Building Size-Lot Size0.23 AC / 10,018 SF

Payment Calculator

$2,176 per month

30 year fixed, 6.845% Interest

Principal and Interest

$1,808

Property Taxes

$368

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 1914 Clay Avenue

Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: From West 15th Street (HWY 98), turn north onto Frankford Ave. Next, turn left onto W 19th Ave. Turn right onto Clay Ave. Property will be on the right hand side of the road.
  • Road Surface Type: Paved
  • Postal Code: 32405
  • Latitude: 30.184295
  • Longitude: -85.692618
  • State Or Province: FL
  • MLS Area Major: 02 - Bay County - Central
  • MLS Area Minor: 0203 - Bay - Central SW
Taxes and HOA Information
  • Parcel Number: 28617-000-000
  • Association: No
  • Tax Annual Amount: $4,420.00
  • Tax Legal Description: HENTZ 1ST ADD UNIT A 91C2 LOT 18 BLK 1 ORB 720 P 4 ORB 4417 P 1815
  • Tax Year: 2024
School Information
  • Elementary School: Lucille Moore
  • High School: Bay
  • Middle Or Junior School: Jinks
Parking
  • Carport: Yes
  • Covered Spaces: 1.0
  • Garage: No
  • Other Parking: Driveway Spaces:1.00
Property
Lot Information
  • Lot Features: Cleared
  • Lot Size Acres: 0.23
  • Lot Size Dimensions: 75' x 135'
  • Lot Size Square Feet: 10106.0
  • Living Area: 2028.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1956
  • Property Attached: No
  • Human Modified: No
Utilities
  • Sewer: Septic Tank
  • Utilities: Cable Connected, Septic Available, Trash Collection
Interior and Exterior Features
Exterior Features
  • Exterior Features: Columns, Covered Patio
  • Fencing: Fenced
  • Pool Features: None
  • Community Features: Short Term Rental Allowed
  • Construction Materials: Block, Vinyl Siding
  • Foundation Details: Slab
  • Security Features: Smoke Detectors
  • Roof: Shingle
Interior Features
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans, Electric
  • Heating: Yes
  • Heating: Central, Natural Gas
  • Furnished: Unfurnished
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave
  • Interior Features: Breakfast Bar, Pantry
  • Window Features: Double Pane Windows
Room Information
Room 1
  • Room Area: 233.2
  • Room Dimensions: 22 x 10.6
  • Room Length: 22.0
  • Room Level: First
  • Room Width: 10.6
Room 2
  • Room Area: 320.96
  • Room Description: Covered rear deck
  • Room Dimensions: 23.6 x 13.6
  • Room Length: 23.6
  • Room Level: First
  • Room Type: Porch
  • Room Width: 13.6
Room 3
  • Room Area: 59.5
  • Room Dimensions: 11.9 x 5
  • Room Length: 11.9
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 5.0
Room 4
  • Room Area: 88.32
  • Room Dimensions: 9.6 x 9.2
  • Room Length: 9.6
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 9.2
Room 5
  • Room Area: 127.71
  • Room Dimensions: 12.9 x 9.9
  • Room Length: 12.9
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 9.9
Room 6
  • Room Area: 160.55
  • Room Dimensions: 16.9 x 9.5
  • Room Length: 16.9
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 9.5
Room 7
  • Room Area: 81.4
  • Room Dimensions: 11 x 7.4
  • Room Length: 11.0
  • Room Level: First
  • Room Type: Primary Bathroom
  • Room Width: 7.4
Room 8
  • Room Area: 281.3
  • Room Dimensions: 19.4 x 14.5
  • Room Length: 19.4
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 14.5
Room 9
  • Room Area: 153.0
  • Room Dimensions: 17 x 9
  • Room Length: 17.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 9.0
Room 10
  • Room Area: 242.2
  • Room Dimensions: 20 x 12.11
  • Room Length: 20.0
  • Room Level: First
  • Room Type: Family Room
  • Room Width: 12.11
Room 11
  • Room Area: 200.1
  • Room Dimensions: 14.5 x 13.8
  • Room Length: 14.5
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 13.8
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 1914 Clay Avenue

DateEvent & SourcePriceAppreciation
Jun 3, 2025

Price Change

CPAR #772572

$345,000—
May 6, 2025

Price Change

CPAR #772572

$350,000—
Apr 26, 2025

Listed (Active)

CPAR #772572

$360,000—
Jun 9, 2021

Sold

CPAR #710104

$210,000—
Jun 7, 2021

Sold (Public Record)

Public Record #1466764823

$210,000—
Jun 7, 2021

Sold (Public Record)

Public Record #1463849343

$210,000

+21.9% / yr

May 6, 2021

Pending

CPAR #710104

—
Apr 9, 2021

Listed (Active)

CPAR #710104

$234,700—
Jan 19, 2018

Sold (Public Record)

Public Record #615289491

$107,500—
Jan 19, 2018

Sold

CPAR #665662

$107,500—
Dec 9, 2017

Pending

CPAR #665662

—
Dec 4, 2017

Listed (Active)

CPAR #665662

$119,900—
DateEvent & SourcePrice
06/03/2025

Price Change

CPAR #772572

$345,000
05/06/2025

Price Change

CPAR #772572

$350,000
04/26/2025

Listed (Active)

CPAR #772572

$360,000
06/09/2021

Sold

CPAR #710104

$210,000
06/07/2021

Sold (Public Record)

Public Record #1466764823

$210,000
06/07/2021

Sold (Public Record)

Public Record #1463849343

$210,000

+21.9% / yr

05/06/2021

Pending

CPAR #710104

—
04/09/2021

Listed (Active)

CPAR #710104

$234,700
01/19/2018

Sold (Public Record)

Public Record #615289491

$107,500
01/19/2018

Sold

CPAR #665662

$107,500
12/09/2017

Pending

CPAR #665662

—
12/04/2017

Listed (Active)

CPAR #665662

$119,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 1914 Clay Avenue

Taxable ValueLand$41,249Additions$255,603Total$296,852
Tax Record2024$4,420 ($368 / month)
Home Facts
Beds3Total Finished SqFt2,028 SqFtAbove Grade Finished SqFt2,028 SqFtStories1Lot Size10,106 SqFtStyleSingle Family ResidenceYear Built1956Year Renovated2016ZoningPC01CountyBAYAPN28617-000-000

Schools near 1914 Clay Avenue

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 12
Rating
School
Distance
Lucille Moore Elementary School
PublicPK to 5

Jinks Middle School
Public6 to 8

Bay High School
Public9 to 12

Margaret K. Lewis In Millville
PublicPK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

1914 Clay Avenue is a single family home for sale in Panama City, FL 32405. This property was listed for sale on April 26, 2025 by Compass, it's currently listed at $345,000. It has been on the market for a total of 91 days and was last sold on June 9, 2021. This listing's school district is Bay. Nearby schools include Lucille Moore Elementary School, Jinks Middle School and Bay High School. 1914 Clay Avenue is a 3-bed, 2-bath, 2,028 sqft single family home built in 1956.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2025 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.